Most of us owe money to someone at some point in our lives. It is easy however, for debts to spiral out of control, and buy ignoring them, the situation only gets worse.
If you have fallen behind with your rent or mortgage instalments, then your landlord or mortgage company may well issue Court Proceedings against you in order to recover possession of the property. If you are faced with this situation, don’t panic, we can help. We can usually negotiate with your landlord/mortgage company so as to prevent Court Proceedings being started. If Proceedings are already underway, we can still help you keep a roof over your head. Usually by offering to pay the instalment as due, along with an offer of an additional amount towards the arrears, you will be able to avoid losing your home.
It is important that you contact us as soon as possible in these situations. If you do nothing, then it is likely that you will lose your home. Don’t assume that because your Landlord/Mortgage Company threaten to take possession of your property, that they will be successful and that there is nothing you can do.
If you have fallen behind with other payments and are being threatened with Court Proceedings, or have debt collection agencies chasing you, we can also help. We may also be able to help if you have the Bailiffs chasing you for money.